Find the Right Insurance for Your Business

1. Does my business need insurance if I work from home or don't have a shopfront?

Yes. Even one-person and home-based operations carry risk.

If a client is injured, your equipment is stolen, or a fire damages your stock, the cost usually falls on you personally unless you're covered.

The check helps you see which cover actually applies to how you work.

2. What does the business insurance eligibility check look at?

It's a quick comparison that reviews your business details (industry, size, location and how long you've operated) against multiple insurers' pricing criteria.

The goal is simple: to see whether cover exists that fits your risk and budget.

There's no obligation to switch or sign up.

3. How do I check?

Select your industry and answer a few short questions about your business.

The process takes under a minute.

If your profile appears competitively matched, a licensed insurer may contact you to provide a formal quote if you'd like one. You decide what happens next.

4. Can I check if my business isn't formally registered yet?

Yes. Many South African small businesses operate informally, and the check will still assess what options may be available.

Formal registration can open up more cover options, but it isn't always a requirement to get started.

5. What's the difference between public liability and product liability?

Public liability covers injury or damage caused to someone else during your business activities, for example a customer slipping in your store.

Product liability covers harm caused by something you sold or supplied, for example a faulty appliance.

Many small businesses need both, and the check will flag which applies to you.

6. What if my industry isn't listed?

Choose the closest match, or select "Other SMME" and continue.

The system supports a wide range of South African business types.

If your business qualifies, we'll confirm the right category during the review process.